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First-home buyers’ guide to getting a mortgage. But banks are becoming more reluctant to use the 10 per cent leeway they have for loans with deposits smaller than 20 per cent. He said borrowers should also be prepared to pay a higher interest rate if they had less than a 20 per cent deposit.
The housing market is a different beast than it has been in recent years past, making it increasingly difficult for potential homebuyers, especially first-timers, to get in on the game. This guide is.
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