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Home Loans in Lutz on YP.com. See reviews, photos, directions, phone numbers and more for the best Mortgages in Lutz, FL.
Limits for FHA Loans in Lutz, Florida range from $314,827 for 1 living-unit homes to $605,525 for 4 living-units. Conventional Loan Limits in Lutz are $484,350 for 1 living-unit homes to $931,600 for 4 living-units.
Zillow helps you find the newest lutz real estate listings. By analyzing information on thousands of single family homes for sale in Lutz, Florida and across the United States, we calculate home values (Zestimates) and the Zillow Home Value Price Index for Lutz proper, its neighborhoods and surrounding areas.
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Conventional Loan Limits in Lutz are $484,350 for 1 living-unit homes to $931,600 for 4 living-units. The 2019 Home Equity Conversion Mortgage (HECM) limits in Lutz is $726,525. HECM limit does not depend on the size of the home. FHA and conventional Loan limits vary based on the number of living-units on the property. fha loans are only allowed on 1 to 4 living-unit properties.
Besides conventional loans, government loans are also available in Lutz, FL. These type of home loans are backed by the federal government. Because these loans are subsidized by a government entity, a lender faces less risk if a person were to default. The main aim of government loans is to create a more affordable option for households with lower incomes and for first-time buyers who have smaller down payments.